Meet Our Team
At The Magnolia Agency, we've built our team with individuals who have the highest standards for client communication and servicing. No matter who you interact with at The Magnolia Agency, you'll have the best experience possible.
Get Familiar With The The Magnolia Agency Team
RICH VARRATO
is one of the Principals and Co-Founder of The Magnolia Agency. Something that most people don’t know about Rich is that he was a PGA Golf Professional for 12 years prior to his insurance career. His golf career was the perfect training ground for his transition to agency ownership as exceeding customer expectations was always something Rich prided himself on. Another little known fact, Rich gave thousands of lessons in his career and actually gave Adam Levine from Maroon 5 a lesson (see pic).
Rich writes some of the largest construction and home healthcare agencies in New England and has a passion for collaborating with our carriers to find the best solutions for our clients. Rich is often described as hard-working, determined, competitive, and laser-focused on achieving his goals when he commits to doing something. He looks forward to leading the sales team here in Essex for a long time.
When Rich isn’t working, he enjoys spending time with his family, watching the New York Giants, golfing, and traveling.
Rich currently resides in Essex with his wife, Jessica with their daughter, Maggie Rose and son Jack
LOUIS GOLD, CPCU, CLCS
Principal, The Magnolia Agency
More than ever, business owners rely on their service providers to possess specialty knowledge of their business risk. With over decade of underwriting experience Louis is an expert at understanding your business functions and uncovering the risks you face every day to create the best possible outcome; an insurance experience and risk management program that optimizes your company’s total cost of risk and ultimately enhances your business’ profitability.
Prior to joining the insurance industry, Louis served 6 years in the United States Army. As a Sergeant, and Team Leader he successfully led his men on over 200 combat missions during Operation Enduring Freedom. His passion about serving his community continues to shine through with everyone he meets. Providing unmatched service to his clients and a determination to keep your business protected.
Lou currently resides in Meriden with his wife, Stephanie and his 2 children, Abigail and Andrew.
Misha Vergason
Director of Operations
The Magnolia Agency
Misha Vergason is the Director of Operations at The Magnolia Agency.
Misha worked for 8 years at Arremony’s Bakery in Jewett City, CT while attending Johnson & Wales University for Pastry Arts. It was here she honed her discipline, work dedication and problem-solving skills learned in her 10 years as a fencer.
Misha made the switch to the insurance industry in 2014 and enjoys the variety of work insurance offers. She also enjoys helping clients keep their business properly covered, so they may continue to grow.
Life has gotten a bit busier for Misha and her husband, Nicholas, since welcoming their son in September of 2021. Misha enjoys being with her family, and when baby allows, baking, reading, and antiquing and is thrilled to be part of the Magnolia team!
Nicole Krzeszowiec
Senior Account Manager, The Magnolia Agency
Nicole brings over 20 years' experience in commercial lines insurance both from a servicing & marketing standpoint. Nicole prides herself in her “attention to detail” approach with all clients she serves. Nicole enjoys troubleshooting & identifying the “why’s” & “how’s” to things while providing viable solutions to those who seek her expertise. Her overall care & general concern for both her internal & external customers is expressed often in the ways she approaches each task, often thinking a step ahead. With an overall goal to provide service at an unparalleled level from the competition, she comes to Magnolia with an aligned mindset.
During Nicole’s free time she enjoys horseback riding, shopping, watching The Boston Celtics, spending time with her father, joking with her son Ethan, boating/fishing with her husband David & throwing sticks with her GSP dogs “Sebile” & “Wyatt”.
Bella Susi
Senior Account Executive, The Magnolia Agency
Studied at Stonehill College in the Meehan School of Business and graduated in 2021 with a degree in Marketing, with a special interest in social media.
Since beginning her career post-graduation Bella has gained experienced in logistics, recruiting, and social media marketing and is now looking forward to dominating the insurance space.
Bella grew up in Litchfield, CT but currently resides in Essex Village just down the road from the office with her dog Coco. Bella loves to run and be active, spend time at the beach and on the water. You can often find her running local road races with her friends and neighbors.
Marc Philo
Account Executive - Captive and National Accounts
Is an account executive, focusing on Captives and National Accounts, at The Magnolia Agency. Marc has been in the insurance industry for over 15 years, supporting carriers in various roles in the areas of analytics, operations and finance.
Marc has always had a passion for helping people and businesses, which started in high school working at a local sport store. In his last role, Marc identified a gap in the market that could help businesses with their insurance challenges using Captives! Marc is excited to bring his unwavering belief and passion of the captive concept to The Magnolia Agency to support its current and future clients!
Marc lives in metro Hartford area, with his wife Lori and 2 chocolate labs, Brooke and Bert. For fun – besides hiking and any outdoor activity, Marc is an avid golfer in the summer and platform tennis in the winter. Marc likes to be involved in the local community, sitting on multiple boards, to help promote growth of both sports.